yes, over a certain amount it will.

Check your coverage as it varies.

 

A hit and run would not be your fault. It should not affect your insurance as you had nothing to do with the incident. BTW, which part of your car was hit?

 

The right side of my front end, it was fibreglass and it got all fcked up really bad, the whole thing shattered, and was all over the ground

 

It does not matter. Then Insurance don't give a rat crap whoes fault it is. It will go up but not as much if it was your fault and you had to fix the other car also. The insurance companys are a rip off. You can pay them for 30 years and nothing happen and one day something does up the price goes.:finger:

 

It does not matter. Then Insurance don't give a rat crap whoes fault it is. It will go up but not as much if it was your fault and you had to fix the other car also. The insurance companys are a rip off. You can pay them for 30 years and nothing happen and one day something does up the price goes.:finger:

I think that definitely varies then company to company. I got a little scuff in a parking while I was here at work (not my fault) and despite paying for the whole job minus my deductable, my insurance company did not raise my premium. If it's not your fault, then you don't pay for it--at least that' been my experience.

 

The fact that the insurance company had to pay out, regardless of why, will go on your insurance record. It's up to the company, and the underwriter in particular whether that will affect your rates or not. This is something that could also follow you to another insurance company. Even things like getting a windshield replaced for "free" can adversely effect your rates.

"Fault" means nothing, only that they had to write you a check.

 

They do what the want to do. They are the insurance company's. When you look around the two biggest buildings are banks and Insurance companys. Now isn't that something.