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Old 02-21-2005, 04:14 PM   #1 (permalink)
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Rainy Day in San Diego. HELP!!!!!!!!!!!!!

I just went through a puddle today that didn't look that deep. I have a CAI and sucked in a bunch of water. I got it towed to a mechanic and we took out the spark plugs and it turned over twice with water flying out of the valve cover before a horrible metal sound.
Will my insurance cover this? How much for a new engine? Does anyone know a good mechanic in SD?
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Old 02-21-2005, 04:29 PM   #2 (permalink)
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oi....i did that too with my CAI too....im guess you didnt have a bypass on it either...well if it sucked up alot of water you have various things that could be wrong.....
1) There is a SLIGHT chance that your engine maybe just hydrolocked (i was lucky)
2) You head gasket could be gone
3) bye bye h22.....
and its possible the insurance might cover it but you did modify your car...and that is the reason your car is f-ed up. well an h22 you might be able to find one at a junk yard but its gonna be an arm and leg.....
so hopefully you got as lucky as me and your engine just hydrolocked and no damange and no harm.....oh btw i converted my CAI to a short ram right after....
good luck
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Old 02-21-2005, 05:32 PM   #3 (permalink)
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put back your stock stuff and poor some water into the filter and tube area. <--to simulate water getting in. And then call insurace and they should cover it. as long as you have full coverage.
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Old 02-21-2005, 05:54 PM   #4 (permalink)
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Quote:
Originally Posted by slowone
put back your stock stuff and poor some water into the filter and tube area. <--to simulate water getting in. And then call insurace and they should cover it. as long as you have full coverage.
good job suggesting insurance fraud... and on an open forum.... .....Makes our rates that much higher
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Old 02-21-2005, 06:03 PM   #5 (permalink)
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what do u think insurance is for? anyways this would be covered under comprehensive. so stop your crying. just trying to help someone out. i don't think they want to spend money they might not have, and gain stop your crying.
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Old 02-21-2005, 06:22 PM   #6 (permalink)
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Quote:
Originally Posted by slowone
put back your stock stuff and poor some water into the filter and tube area. <--to simulate water getting in. And then call insurace and they should cover it. as long as you have full coverage.
insurance investigators are not dumb. if you do that, not only will they see right thru it but you will be looking at some serious fines and jail time.

that metal clink you heard may be hydro lock. if so then your motor will need to be rebuilt. you should have gotten the aem short ram. hydro lock is definately not worth an extra 2-4hp.

sorry...hope its not that serious for real.
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Old 02-21-2005, 06:24 PM   #7 (permalink)
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His insurance does not cover a modified intake sucking up water period. You're telling him to put back in the stock intake and say the stock one sucked up the water. His insurance would only cover it if he specifically told his company that his car was modified (he would be paying a different rate as well).

Wanna tell him to have a buddy drive his car into a lake and report it stolen while he's at it? Better advice at this point would be to give him the information that he wants, meaning recommend a good mechanic in SD. And no, your insurance will probably not cover it unless you be grimey and pull a fast one on insurance like slowone suggests, or unless your insurance company knew you had the CAI and you were quoted with it.

slowone: try to help, and not give someone "advice" that could get him fined/put in jail

Last edited by Lenin; 02-21-2005 at 06:42 PM.
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Old 02-21-2005, 06:50 PM   #8 (permalink)
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Originally Posted by hyper89si
insurance investigators are not dumb. if you do that, not only will they see right thru it but you will be looking at some serious fines and jail time.

that metal clink you heard may be hydro lock. if so then your motor will need to be rebuilt. you should have gotten the aem short ram. hydro lock is definately not worth an extra 2-4hp.

sorry...hope its not that serious for real.
yeah i dont see that happening either....... oh damn if you heard clinks your engine is gone hate to say it....but you never know...
Good Luck
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Old 02-21-2005, 07:06 PM   #9 (permalink)
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damn that sucks trevor. this happened to me a few months ago. fortunately, my mechanic was able to get my car running again..

tow = 100
fix = 340

i made it out for $440. too bad it sounds like your engine didnt make it
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Old 02-21-2005, 11:47 PM   #10 (permalink)
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Originally Posted by lennlen
His insurance does not cover a modified intake sucking up water period. You're telling him to put back in the stock intake and say the stock one sucked up the water. His insurance would only cover it if he specifically told his company that his car was modified (he would be paying a different rate as well)
what does putting back in the stock intake have to do with telling your insurance company that you have an after market one? yes i know the insurace company won't pay for damage cause by the after market one. thats why i said it, and yes it might not be the appropriate thing to suggest but we all have to amit they if we hydro lock your shet, everyone will think about this option. just was just the first to say it.

and for some strange reason i can see that big as vien in your head popping out when i said stop your
dont' get offened by it. that part was sarcasm
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Old 02-22-2005, 02:13 AM   #11 (permalink)
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Take it to "PM" ladies.


Sorry to hear that DieGo. Like other people said, would you want to risk your whole life over 2~4grand(at the max)? jail is not a nice place to stay.
You'd be better off telling your insurance exactly what happened.
I hope you are close with your insurance agent. or at least, hope you have a nice insurance agent.
Not everyone in this world are assholes.
I had similar case before(aftermarket damage related), and after a long talk with my agent, he helped me out and worked out the whole thing.

good luck.
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Old 02-22-2005, 02:33 AM   #12 (permalink)
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Update: Need a new engine. Their quote: $6300-6700. Its should not be that much should it? Should I part out the car? I also looked around for other CAI/hydrolock insurance claims and most seem to be covered at least by state farm and usaa. Others (Canadians) did not have such luck. Does anyone have a definative answer if this is covered or not in California?

Last edited by DieGo; 02-22-2005 at 02:36 AM.
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Old 02-22-2005, 02:52 AM   #13 (permalink)
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^damn that sucks a new motor shouldn't cost that much, but i'm assuming that $6300 is for labor as well the motor istelf shouldn't cost more than 4grand (get a jdm h22 )

damn, socal'rs getting hydrolocked, who woulda thought
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Old 02-22-2005, 03:02 AM   #14 (permalink)
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^the jdm h22's are CA smog legal afaik
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Old 02-22-2005, 03:04 AM   #15 (permalink)
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you should not spend more than 4grand including labor.
and sorry for the bad news.
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Old 02-22-2005, 10:44 AM   #16 (permalink)
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Is this a good engine?
http://cgi.ebay.com/ebaymotors/ws/eB...spagename=WD1V
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Old 02-22-2005, 10:56 AM   #17 (permalink)
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yeah dude that estimate is way high...a new engine shouldnt cost more than 3 grand and labor is not too bad....insurance companies i think only cover it if before it happens not after.....
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Old 02-22-2005, 11:02 AM   #18 (permalink)
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Quote:
Originally Posted by DieGo
Update: Need a new engine. Their quote: $6300-6700. Its should not be that much should it? Should I part out the car? I also looked around for other CAI/hydrolock insurance claims and most seem to be covered at least by state farm and usaa. Others (Canadians) did not have such luck. Does anyone have a definative answer if this is covered or not in California?
c'mon now thats so freakin ridiculous.... what place did you go to???

not even Pann Auto would charge that much..
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Old 02-22-2005, 01:34 PM   #19 (permalink)
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Quote:
Originally Posted by DieGo
Update: Need a new engine. Their quote: $6300-6700. Its should not be that much should it? Should I part out the car? I also looked around for other CAI/hydrolock insurance claims and most seem to be covered at least by state farm and usaa. Others (Canadians) did not have such luck. Does anyone have a definative answer if this is covered or not in California?

sounds like a quote from a honda dealer to me

go to a place that does engine swaps and just get another H22 shouldnt cost nearly that much
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Old 02-22-2005, 05:18 PM   #20 (permalink)
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What place does auto swaps here for cheap? This quote was from precision auto care two blocks from where it hydrolocked. I told him I could get the engine used for 1400 shipped (true) and installed for 800 (made that up) and he said he would do it for 900 labor out the door. I still wanted to tow my car out of there and then he tried to charge me for a diagnostic even though I didn't sign anything. :grr:
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