insurance questions....please help!! - Honda Prelude Forum

jasondrexel · 02-06-2002, 09:53 AM

Have any of you ever file claim on vandalism to your car? and has your insurance's rate go up? Please let me know all the details.. I need to know this asap.......I'm with AllState BTW..

Thanks

ShadowSonic · 02-06-2002, 10:39 AM

No it will not go up but they will question you.. and what not you know the drill, and you gotta pay your deductible.

KaOs Prelude SH · 02-07-2002, 04:13 PM

that has happened to my car, i don't about the insurance going up cuz they're still investigating everything...and they ask u tons or questions!!! at least for me that is, but it happened to my two other friends, and they didn't get hassled, i got state farm

pearl type sh · 02-07-2002, 05:46 PM

i used to be an insurance appraiser.
the guy who estimates your car after it happens
was also the guy who wrote your check for the damage

let me help you out. ask specifics

aklucsarits · 02-07-2002, 06:26 PM

Hey! I'm from the Philly area too, and I have Allstate too. My last car, a 1993 Prelude VTEC was stolen from my apt parking lot and found 3 days later in New Castle, DE. It was missing the stereo, the wing, the jack and spare, some winodws, and some miscelaneous interior bits and pieces

It was a $7500 insurance claim to get it fixed and completely repainted and get a new set of stock rims. I paid a $250 deductable.

Allstate did not raise my rates after the claim.

Andrew

jasondrexel · 02-07-2002, 06:28 PM

thanks for the help......here is my problem.....some hater keyed my lude all over.........front to back.....so I think I need a new paint job.....I was quoted for 2500 and do you think the insurance will pay for it? and will they raise my premium? please help.....

jasondrexel · 02-07-2002, 06:31 PM

aklucsarits......thanks for the info bro......anything else I need to know?

azndng · 02-07-2002, 09:25 PM

O NO Long, damn that's really F*cked up. its me hoang. they messed up the beautiful lude. i doubt ur insurance would go up. do you know who did it? just go get some boi's from woodland to **** shoot his ass.

o yea, i went by woodland the other week, how come there are soo many ricers out there. its so ugly. and the one prelude at new world visions, that black one with yellow rims. what the hell is he thinking. good luck on the claim

jasondrexel · 02-07-2002, 10:25 PM

Hey what's going on hoang!! Yeah.....some hater around my appartment did it....first they poked the rear tires of my girls SI two day in a row.....than they keyed my trunk....and now they keyed my entire car......don't ask me why or how? I don't know!!

you can't really drive a nice car and live in THIS city at same time. After I repaint my car....I'm thinking of selling it!!! so, if you or anybody looking to get a lude....Please let me know.

Selling the lude not because I'm affraid of those looser or anything, but I just don't want to have to kill someone over my car, because I know I might.....and for woodland ave, the have my vote for "MOST RICED OUT part of the city" ahhaha....Later man

pearl type sh · 02-08-2002, 12:15 PM

ok listen up

if you car is in motion when the loss happens this is called a collision. there for you would pay your collision deductable.

if you car is stop/unoccupied and the loss happens you pay your comp deductable.

comp does not raise your premium.

now key your car get an estimate
go to a shop that you know the guy and tell him to save your
deductable.

this means that he will cut a corner on your paint job but make it so you dont have to pay your deductable.

there for new paint for free.

this is a common thing for co cali show cars

60% of the cars in shows out here have had it done.

how do you think a guys that 21 can have full wide body head light and tail light swap and a pearl can afford it.?

easy to do.

azndng · 02-08-2002, 12:18 PM

hey long how much you want for the lude? i got my eye on your car for awhile.

azndng · 02-08-2002, 12:20 PM

that's sum ****ed up **** that haters wanna do that to your car. don't do anyting stupid cause you know asians around here, they crazy, they'll prolly end up shooting or someting.

jasondrexel · 02-08-2002, 12:32 PM

pearl type sh.....got your message bro......thanks for the info...

jasondrexel · 02-08-2002, 12:41 PM

Quote:

Originally posted by azndng
that's sum ****ed up **** that haters wanna do that to your car. don't do anyting stupid cause you know asians around here, they crazy, they'll prolly end up shooting or someting.

It's not those south west kids that keyed my car.......it's someone from my school(I think).....I live on campus.......as for how much I want to sell the lude for.....I'll talk to you in person.....or you can email me your offer.....later hoang

jasondrexel · 02-12-2002, 02:41 PM

Thanks everyone for the helps....................My insurance gave me 2100 for the damages......I'm happy now........just wanted to let yall know.....and again thanks

pearl type sh · 02-12-2002, 03:47 PM

tight
go
wide body...