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The chip in the keys have nothing to do with unlocking doors or trunk, other than of course being keyed to do so. The chip corresponds with the transponder in the steering column (i think that's where it ultimately is), hence when you turn your key off, you see a green light with a key on it in the dash flash a few times. If you don't have the chip key, or a red key (*gasp* how did you lose your red key), then you can still get in and out of the car, but just not start it.
Sorry for your luck during the holidays. You may have to go to the dealership, may be your only option. Best of luck, hope you find an inexpensive route.
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